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Guy frequently keeps this blog updated with thoughts, challenges, interviews and more!

Tag: lifestyle

The Four Roots of Mental Health

 

the four roots of mental health, lake scenery

It's the beginning of “Mental Health Week”, so I thought I'd share the chapter “Mental Health” from The Principles and Practices of Solo Training. This comes after a chapter on visualising your mental model for training as a tree, with mental health as the roots, physical health as the trunk, and specific attributes as the branches, and is followed by a similar overview of physical health, before we delve into the details of goal setting, how to practice, etc. I am currently working on the audiobook version of The Windsor Method, and have attached the audio for this chapter here, in case it's better for your mental health to listen rather than read. Just click the play button:

 

Mental Health

Mental health is the foundation of all your training. If you’re too depressed to get out of bed, or too anxious to concentrate on your striking drills, it will be very hard to train effectively. I’m not a psychiatrist, and if you are struggling I hope you will get professional help. I did, and it works, or at least it worked for me.

If we were talking about physical health, you would agree that there are many things you can do to improve your general likelihood of avoiding disease and injury. Don’t smoke. Eat healthily. Exercise regularly. I think it’s the same for mental health. There are things you can do that will reduce the severity of mental health issues if they arise, or even avoid them altogether. But there are no guarantees, and all interventions carry some risk.

Meditation can reprogramme your inner voice, can reduce depression and other conditions. It can teach you how to control where your attention goes. But it can also make things worse, depending on how you do it and what you focus on.

Breathing exercises are particularly effective at reducing stress levels, and inducing a feeling of well-being. They are excellent for bridging the gap between conscious control and autonomic processes. But they can be frustratingly slow to work and don’t work for everything.

Exercise is a great mood enhancer, and is a simple way to boost endorphin levels which help with mood. But it comes with a risk of injury.

Spending time doing things you actively enjoy (like swinging swords?) is good too – and swinging swords can include meditative, breathing, and exercise components that are a feel-good triple-whammy. But everyone who has trained for any length of time knows that you can have bad training days. Understanding the foundations of mental health will help you figure out why. As I see it, they are:

1. Agency. A sense of control over your life and its direction. In many ways practising weapons drills is an externalised form of this. See! I can control this blade – I am in control. Control is always an illusion (you could drop dead at any moment), but it’s a very useful and necessary one.

2. Meaning. If you feel your life means something, you can tolerate a great deal more stress. Sacrifices you make for a greater good are much more bearable than those that are just taken from you.

3. Connection. We are social animals, and a great deal of our sense of meaning comes from the impact we have on those around us and our connections to them. The pandemic has highlighted this to an extreme degree. We need each other, and we need others to see that our existence has meaning. Believing that nobody would care if you disappeared is perhaps the worst feeling a person can have.

4. Sleep. The one natural process that is most key to your health and wellbeing. It only takes one bad night’s sleep to ruin your day. Sleep is a process and a skill, so I’ll discuss it separately from the other three branches, in Part 2: Practices.

Agency is the feeling of being in control.

It’s often reasonable to be upset, depressed, sad, angry, annoyed, or frightened. But none of those feelings are fun, healthy, or helpful so do what you can to avoid them. This has a great deal to do with what you focus on, and your sense of agency. The one single most important tool in your mental health toolbox is the ability to focus on your area of control. You don’t control the pandemic, or the weather. You do control whether you did push-ups today, or how you speak to the people in your life. Steven Covey popularised the idea of area of control (which dates back to the Stoics), in his 1989 book The Seven Habits of Highly Effective People. He uses the terms “circle of concern” to cover all the things you are interested in or concerned by, and “circle of influence” to cover those things over which you can exert some control. The circle of influence is always much smaller than the circle of concern, but by focussing on your circle of influence, you actually grow it, and become more able to affect the things in your circle of concern.

The key skill then is being able to control what you focus on, to keep your focus within your circle of influence. A great tool for becoming better at choosing what you focus on is mindfulness meditation. As with any skill, it gets better with practice.

One way to focus on your area of control is to make good art. Neil Gaiman was, and always will be, right on this. In his commencement speech on May 17th 2012 at the University of the Arts, he said:

“Life is sometimes hard. Things go wrong, in life and in love and in business and in friendship and in health and in all the other ways that life can go wrong. And when things get tough, this is what you should do.

Make good art.

I'm serious. Husband runs off with a politician? Make good art. Leg crushed and then eaten by mutated boa constrictor? Make good art. IRS on your trail? Make good art. Cat exploded? Make good art. Somebody on the Internet thinks what you do is stupid or evil or it's all been done before? Make good art. Probably things will work out somehow, and eventually time will take the sting away, but that doesn't matter. Do what only you do best. Make good art.” (Published in The View from the Cheap Seats, 2016).

Over and over again, I’ve found this to be good advice. I don’t know what your art is: writing code, painting, baking cookies, it could be anything. And it may well be that it feels like you can’t do your art right now, but there are related things you can do, to prepare for when things get back to normal. And ideally, whatever it is, share it. Which brings me on to my next thought: for mental health purposes, you’ll get the most profound sense of agency from helping others. There is nothing more empowering. It can be super-simple, such as Sir Patrick Stewart, Captain Picard himself, deciding at the beginning of the first UK lockdown, to read one Shakespeare sonnet per day aloud . You can find it on the internet. It’s very interesting to compare this shot-at-home Sir Patrick sitting on a sofa in comfortable clothes reading out of a book, with the more polished professionally produced sonnet readings of his which you can find on YouTube. To be honest, I actually prefer the homemade version. You don’t have to be producing content like this. There are a million ways to help people, and there is nothing that is better for your sense of agency, and connection.

Meaning is the story you tell about the things you focus on.

In 2015 my family and I moved to Lucca, in Tuscany, for three months. We spent a lot of that time eating pizza, but also a great deal of time in museums, “looking at old stuff” as my kids would put it. They were aged 6 and 8, and so didn’t have most of the background stories that bring meaning to a statue or a painting. The thing was either pretty, or not. We went everywhere with art supplies, so they would often sit on the floor and draw and paint the marvels around them. My wife and I would take it in turns to hang out with them while the other went exploring.

We learned early on that it made for a much better museum experience if we prepared the kids with some stories, pitched at their level. One very successful example was a YouTube video that dramatised the story of how Michelangelo created his David. When we got to Florence and took them to the Gallery of the Academy, and there David was towering over us, it had meaning for them.

Meaning is primarily mediated through story. The meaning of a piece of art is mostly in the story it tells, and the story of its creation. The meaning of your life is entirely in the stories you believe about it.

Imagine the difference between a scrap of wood on the trash heap, and an identical scrap of wood that a devout Christian believes is a piece of the True Cross. The meaning the Christian brings to the scrap of wood determines the quality of their experience seeing it.

I have a thought experiment for you, to illustrate this. I call it “three broken legs.”

You wake up in hospital in a lot of pain. You have a broken leg. There are three possible stories to explain why.

1. You went skiing/hang-gliding/mountaineering/insert fun but dangerous activity of choice. You had an accident, and your leg is broken. It happens, you knew the risks and took them.

2. You were walking down the street one day, when somebody came up to you with a baseball bat, shouted hate into your face, and broke your leg with the bat.

3. You were walking down the same street one day, and saw a truck about to run over a child. You leap into action, you save the child, but the truck breaks your leg.

One of these injuries is neutral; one is likely to require some serious counselling and may result in long-term psychological problems, and one is a badge of honour that you will draw strength from for the rest of your life. The broken leg is the same in each case.

Your emotional response to the injury is at least as important as the injury itself. The story that comes with the scar determines your experience of the scar.

And mental health is entirely about your experience, your subjective response to external factors.

So how does this apply to training?

From an entirely rational perspective it is absolutely pointless to study most martial arts most of the time. You are never going to use them. I certainly have no intention of ever fighting a duel. My sword training is in that sense a giant waste of time. But it resonates with a depth of meaning for me that every sword person understands intuitively, and no non-sword people will ever fathom. I am wired to see meaning in swordsmanship. I’m guessing that if you are reading this, so are you. Or maybe it’s some other martial art that turns you on. It doesn’t matter which one; it matters that it has meaning to you.

The sword is a sacred object. With its sharp point it pierces the veil of illusion, and with its sharp edge it separates truth from falsehood. It demands balance and justice. It focusses my being on a single point.

But literally every object is sacred, if you see it through the eyes of the right story.

So why are you training? What meaning do you bring to the arts you practise?

It’s perfectly all right if they are just a fun way to spend time and stay reasonably fit. But you need to bring meaning to some area of your life. Endless contemplation of the infinite void in which people are meaningless specks of agitated matter and we might as well not bother might have the satisfaction of being kind of accurate, but it’s not conducive to mental health.

Connection is our relationship to the people around us.

We are social animals. Without our place in society, we are nothing. In every culture banishment is a severe punishment, and in many times and places was equivalent to or considered worse than death. For most of pre-history our place in our tribe was literally how we survived. This is as true for hermits as it is for the most gregarious among us. Having very limited connection is not at all the same as having none.

Loneliness is a plague in our society, at least as damaging as the global pandemic, and of course it has been made worse by the pandemic. It is literally better for our mental health to be hated than to be ignored.

Of course, it’s better to be loved.

But what has this got to do with training?

Simply this: a large component of martial arts training is social, and as with any other human activity, it creates tribes and societies. This is good, in that we need to feel part of a tribe, but comes with the risk of cultish behaviours. Once we are deeply connected to the people in a tribe, staying part of the in-group becomes more important than other factors like rationality, morality and kindness. Martial arts are as vulnerable to becoming irrational cults as any other kind of human organisation. All this means is that we must be mindful of our need for connection, and make sure that we are connecting with the kinds of people who will bring out our best selves. When evaluating a school or club, see how the senior students behave – do you want to become like them? Because if you stay, you probably will.

It goes deeper than our need for social interaction though. Creativity is intimately linked with connection, because we create primarily through connecting previously separate ideas. Great writers aren’t great because they invent a lot of new words – they are great because they connect old words together in new ways. When growing your tree, you need to draw on the ideas of those around you. You can do this through personal interaction, but also through books, videos, and other forms of idea-spreading.

Connection is necessary for your emotional wellbeing, but also for your creativity. I wrote my first book because a friend suggested I should. I wrote my second because a student from my old club happened to complain about there being nothing out there for the rapier. Without these chance connections, I doubt I’d have started writing; I never had “be a writer” as a goal in life. But look how that turned out! Matthew Syed’s book Rebel Ideas explores the relationship between broad social connections and creativity in depth.

During the pandemic I have had a hard rule of at least one social call with a friend every week. Most weeks I have two or three. And if any of my friends contacts me wanting to talk, that takes priority over any work I may need to do. Connection is so fundamentally important to human wellbeing, way more so than any specific project I may be working on.

Our need for connection has many downsides, such as comparisonitis. We compare ourselves to those who are richer, prettier, stronger, luckier, more charismatic, more “successful”, whatever success means to you. My books do ok, but Stephen King probably wouldn’t be impressed by my figures. I find it helpful to be mindful about whom I compare myself with, and the metrics I use for comparison. Most people I know make more money than I do. I don’t care; I have way more free time. And my job description is infinitely cooler. If it comes down to money, I prefer to compare myself to the several billion people on the planet who make less than I do, rather than the much smaller number who make more.

If you are mindful of the categories you compete in, you can optimise for your mental health.

If you are living a life you believe to be meaningful, and have a sense of agency over it, and have strong connections to those around you, then you are in the best position to have solid mental health. If your training feels meaningful, gives you a sense of agency, and fosters connections with other people, it’s likely to help your mental health. This is why it is so very important to train in such a way that you are getting meaning, agency and connection. Because otherwise your training could feel meaningless, reduce your sense of control, and sever your connections with others.

After a session that goes really well, reflect on why. The chances are good that it scored highly in one or more of the three pillars. And if a session goes badly, which pillar did it fail to strengthen? How can you correct that next time?

I should also mention that your mind needs rest too. A bit of boredom is very good for you (see Bored and Brilliant, by Manoush Zamorodi if you don’t agree).

Swords have been a major part of my life since I was a kid and I still have days when my training feels meaningless. It’s normal, and we have ways round it. My own particular fix is having students. They depend on me to have decent sword skills, so on days when I can’t see meaning or value in training, I train for them.

Physical health is important primarily because it impacts on mental health. Would you rather be blissfully happy but disabled, or utterly miserable but physically fine? A great deal of your experience is mediated through your body. To take a straightforward example: adrenaline and cortisol are produced in the adrenal glands, which are connected to your kidneys. The adrenaline rush we get from a roller-coaster or falling in love? You can thank your adrenal glands. The grinding long-term damage from elevated cortisol levels? That’s your adrenal glands too. It is artificial to separate mind and body, they are deeply intertwined. This is why in many cases changing what you do with your body can deeply affect your mental health.

You can  find the complete book here.

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Celebrating la Chevalière d’Eon

Who was la Chevalière d'Eon?

As well as being a spy, soldier, and diplomat, la Chevalière d’Eon was one of the greatest fencers in the world. She was a regular dinner guest at Domenico Angelo’s house, and most famously fenced with le Chevalier St. Georges (also a soldier, and a composer and musician), in a demonstration bout for the Prince of Wales in 1787. This took place in Carlton House, which was the main London residence of King George IV. To put that in perspective, it would be like you being asked to fence at Buckingham Palace for Prince William. This bout was immortalised in paint by Charles Jean Robineau.

la Chevalière d'Eon fencing St. Georges in Robineau's painting.

Robineau’s painting was copied many times, in various engravings, such as this one by Victor Marie Picot.

Picot's engraving of Robineau's painting of la Chevalière d'Eon fencing St. George.

She is a fascinating character, even more so when you consider that she lived the first 49 years of her life as a man, and the final 32 as a woman. And she was still fencing at this level at the age of 58! While nobody at the time would have used the term ‘trans woman’, it would certainly apply.

Regular readers of this blog, or my newsletter, or followers of my podcast, will know that I am very keen on making historical martial arts as inclusive as possible, and as part of that I have created a range of T-shirts featuring women, with the text “If X were alive today, she’d be teaching Y at Swordschool .com”. I have Walpurgis from I.33 for Sword and Buckler, Lady Agnes Hotot for Longsword (the same Lady Agnes that you can fence as in Audatia), and la Maupin for Rapier. When I was trying to think of a good historical person for Y=Smallsword, I thought of d’Eon straight away. The paintings and engravings are actually very difficult to print onto a shirt in a way that looks right, so I asked Claire Mead (@carmineclaire) to create a version, based on the painting.

So here she is, in her most modern incarnation!

 Claire Mead's illustration of la Chevalière d'Eon

And here's a mockup of the shirt:

Black t-shirt with Claire Mead's illustration of la Chevalière d'Eon.

You can find the shirts here: https://swordschool.shop/collections/la-chevaliere-deon

For more smallsword goodness, try my review of The Smallsword Symposium event, 2016.

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Dealing with Overwhelm

The New Year is upon us, and with it, a new opportunity to do interesting things, and a time to perhaps take stock and think about what's important. That would be lovely, except right now I'm totally overwhelmed with stuff to do. You might be to, so here's how I deal with it. First, let me take you back a few years….

When I was about 11 years old, I had to do a project on the Second World War at school. I chose British fighter planes. I had three weeks to prepare before I had to hand in my project and give a short talk to the class about it.
The day before the assignment was due, my tutor Mr Rawson found me in tears. I had put off even starting the project until the day before, and had absolutely no idea how to start or what to do. On finding out why I was crying, he pointed out that I’d had three weeks to figure it out or get some help, then showed me a couple of books in the library, and told me what to do. I had found the task too overwhelming to even start it.

I bashed something together, and gave the talk, and handed it in. I got an ok grade, but nobody was impressed.
As you can see from that story, my natural reaction to overwhelm is procrastination.

Overwhelm is a horrible feeling, like drowning in nit-pickery. So many little things, so many big things, all clamouring to be done, and only one me to do it all. Aaaaaaarghhhh! Run away and hide!

I get this feeling often. Right now, I have this list up on the wall by my desk. Lots and lots of different projects, and several continuous processes, all at various stages to be monitored, managed, and done.
The absolute worst bit is the final stages of publishing a book or a course. There are just a gadgillion little steps, and no clear playbook to follow to walk through them all. Again, aaaaaarghhhh!

The little poster on the left of my to-do list has the covers of all my published books and decks of cards (not the courses, they didn’t fit). Clearly, I can actually get stuff done, despite the overwhelm. So here’s how I do it, in the hopes you might find it useful.

1) Slow down. When it’s all piling up, and the to-do list is infinitely long and tedious and tricky and hard, the tendency is to rush. So I slow right down. I literally move in slow motion.

2) Self-talk. “Oh shit I have x y and z to do and only an hour!! Aaaargh!” (Again). This compresses time like no other technique. But I want to extend time, so I slow down, and say something to myself like “a whole luxurious hour. And really, not so much to do! Maybe I’ll take a nap in 30 minutes…”. This changes my perception of the time I have, and dramatically increases the amount I can get done in that time.

3) Do one small thing. The hardest thing, when faced with the badgillion bloody bits of bother, is to find the thread that will unravel the whole thing and make it easy. So I don’t look for it. I don’t spend any time thinking about which bit to do, I just pick one small thing and do that. Then the next, then the next, and so on. And nine times out of ten, it turns out that the first small thing is the magic thread that unravels the whole mess. The only real discipline involved is in not paying attention to the other things, big or small.

4) Productive procrastination. Sometimes I’m just not ready to handle the overwhelming stuff. So I find ways of procrastinating that are actually productive. Such as “I’m not ready to write The Medieval Longsword”. So I’ll build a writing desk.” (You can see it here: Productive Procrastination scroll down to find it). Or, I’ll empty my email inbox. Or I’ll do some training. Or I’ll write this blog post…

5) Break for breathing. Overwhelm is very stressful, and I find that I can break the cortisol spiral by going outside and doing breathing exercises, or push-ups, or kettlebells, or swinging a sword. It all helps. Five minutes or so of exercise gets everything back under control, and makes the process of slowing down and getting on with things easier.

Now that I have productively procrastinated, I’ll get back to the thing that was overwhelming me…

See you later!

If you liked this post, you might also like these others:

Project Management

Following my own advice

What should you spend your time on? My rules for prioritising what to do.

 

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What should you spend your time on? My rules for prioritising what to do.

In “Following my own advice” I described how I try to get something important done every day before checking emails. In that post I rather blithely referred to concentrating on ‘creating assets’, and loosely defined assets as “anything that adds value to your life. Value in this case is usually either money, or reputation, or both.”
I’ve had a lot of interesting feedback on the post, mostly through my mailing list (feel free to join below), and one point that came up more than once is that I didn't define ‘assets’ clearly enough, so I thought I’d go through in detail what I think I should be spending my time on.
You spotted how I carefully did not say “you should be spending your time on”, right? As ever, take my advice with a sceptical mind, and discard anything that doesn’t work for you. One big caveat: being self-employed means I have a dick of a boss who never gives me time off or a raise, but I can choose literally anything to work on. That's both a blessing and a curse.
Here is the Master Asset List, my top three assets, in order of priority.

1) Mental Health
Every experience you will ever have is mediated and experienced by your consciousness. There is no experience so blissful that you can’t be miserable during it, and no experience so awful that bliss is impossible. Perhaps the best single resource on this is Sam Harris’ book Waking Up, closely followed by Mihaly Csikszentmihalyi’s book Flow. The key elements to my mental health are:
1. My relationships (primarily wife and children, other family and close friends, everyone else).
2. Meaningful work. Like writing this blog post. Or the next book. What makes it meaningful for me is its ability to transform other people’s lives for the better.
3. Meditation. I meditate every day, and have been doing so (with more or less regularity) for many years. The last year or so has been especially difficult (see here for an idea why), and one of my coping strategies has been to get a lot stricter about doing my meditation every day. It helps. I’ve written a short guide to getting started if you want to try it out.
4. Fun. Much underrated, but it is critically important to kick back and have fun often. Never underestimate the power of silly.

All the rest of these assets listed below are only relevant or useful because they affect my state of mind. It’s easier to be mentally healthy when you’re physically healthy and not worried about money.

2. Physical Health
“If you haven’t got your health, you haven’t got anything.” Count Rugen was a villain, but he spoke truth here. Physical health rests on two foundations: what you eat and how you move.

Diet: I’ve written up my approach to diet in lots of places, including here, here, and here; and it can be summed up as:

  • learn to cook
  • avoid sugar
  • eat lots of vegetables
  • pay attention to high quality fats, and
  • fast every now and then.

That's a very big topic dismissed in a few lines, so do check out those links if you're interested.

Exercise: How you move… hmmm, I wonder what kind of exercise a professional swordsman would recommend… ok, start with looking after your joints (here’s a free course on knee maintenance), and carry on by finding any physical activity that you enjoy, and do it regularly. That could be walking the dog, ballet, rock-climbing, trapeze, anything. Some activities are better adapted for long-term health than others, but if health is your priority you can probably avoid most of the damage that might be done during the less conservative activities. I’m a big fan of breathing exercises, as you probably know; they are the foundation of my movement practice, and they are specifically designed and intended for promoting health.
An imperfect plan that you actually follow is way better than a perfect plan that you abandon, so it’s much more important to find something fun that keeps you moving, than it is to find the ‘perfect’ health-giving exercise. Moving your body should not be a chore.

Sleep: The best single source on sleep matters (and sleep does matter!) is Matthew Walker’s Why We Sleep. In short, the more and better you sleep, the longer you live. Good sleep is really the ultimate time management strategy because it a) buys you more time because you live longer and b) makes your waking hours vastly more productive.  There are so many factors affecting sleep that it would take a whole book to go into them (like Dr. Walker’s!), but I’ll summarise the main things that have helped me:

  • Avoid caffeine for at least 12 hours before bedtime. Yes, 12 hours. I only drink coffee at breakfast. Caffeine kills deep sleep.
  • Avoid alcohol, or at least get it all out of your system before bed. Alcohol kills REM sleep.
  • Keep the bedroom dark, cool, and quiet.
  • Stop eating at least 3 hours before bed. A full stomach affects sleep quality.
  • Nap, but not too long or too late. eg 30-60 minutes at 2pm.
  • All screens off at least an hour before bed, and screens after 8pm are set to ‘Night Mode’, cutting down on blue light.

I could go on, but you get the picture. As with everything, experiment to see what works for you. I track sleep with the OURA ring, but you can use other tools, or just notice how you feel in the morning. Top tip: if you need an alarm to wake up, you haven’t slept enough.

 

3. Money
Once your mental and physical health are being attended to, then the next big thing is money. Money worries are truly toxic to your mental health, and can poison every aspect of your life. Think of those bankers jumping out of windows during the Great Depression, all because some numbers on a bit of paper were not the way they wanted them. Weird, huh? But real. Just choosing not to worry is an option, of course, but it's much easier for most people to actually do something to reduce expenditure and increase income. Incidentally, my favourite money blog is Mr Money Moustache. He's refreshingly unapologetic.
I should point out that I am by no means rich- I can count on the fingers of one hand the number of months since I became an adult in which I had enough cash in the bank to cover the next month’s bills in advance. This is because I have always, always, put time-rich ahead of money-rich, on the grounds that you can always make more money but when time is spent, it’s gone for good. My first salary as a cabinet maker was £6000 per year. I learned fast enough to double that in two years. Woohoo! And swordsmen these days don’t make much cash either.
In Finland, people’s tax returns are actually in the public domain- you can literally walk into the tax office and for a small fee get a copy of anybody’s. Let me save you the bother: here’s mine from last year in case you’re interested.
But, and here’s the big BUT. Since the beginning of 2015, I’ve been effectively living off passive income. My books and other assets generate about enough money to live on, month by month. People buy my books and courses while I’m asleep. And, given that I’ve never made a lot of money, I’ve never become addicted to a large and regular income, so it took relatively little time or effort to get to the point where my assets were generating enough income to cover all normal expenses. This means that I am now much freer to choose the things I spend my time on. Like taking all day Wednesday off this week because it's my daughter's birthday and she has stuff planned from dawn 'till dusk.

In short, my work priorities are:

  1. do I think it's important, in terms of serving the art?
  2. will it be good for my reputation?
  3. will it force me to acquire new skills?
  4. will it produce passive income?
  5. is it scalable?

Let's take those one at a time:

1. Serving the art: In my experience, every single time I've tried to be ‘businesslike' and put what should be a sensible business move in place it's gone horribly wrong. But when contemplating a course of action if I can look into my heart and say ‘yes, this will serve the art', then it's always turned out ok (even if it hasn't made any money).

2. Reputation: Not every asset generates income: some generate opportunity. When The Swordsman's Companion was published in 2004, it made me no money at all (there’s a story there, but after suing the publisher, part of the settlement included a mutual non-defamation agreement. Make of that what you will). But that book put me on the map as an instructor. I suddenly started getting invited to events to teach, which massively broadened my horizons. Students from all over the world started to get in touch, having heard of me because they found my book in a bookshop somewhere. My Singapore branch came into being because Chris Blakey and Greg Galistan stumbled upon my book in the Borders Bookshop there. And when the rights reverted to me in 2012, I self-published it, and now it pays the mortgage.

3. Acquire skills: Time spent working on skills is never wasted, especially skills that you learn for their own sake rather than for a specific objective. Because whatever skill you are learning, you are simultaneously learning how to learn, and, more importantly, if you’re learning for its own sake you are putting process over outcome. Let’s say I learned to speak German because I wanted a job in Germany. If I learned German but didn’t get the job, the time would have been wasted, and I wouldn’t take full advantage of being able to talk to Germans in their own language, to read German books and watch German films. But if I learned German for its own sake, and it happened to lead to a job, well that’s a bonus.
A skill become an asset when they add value to your life. I really cannot think of a single skill I’ve ever regretted learning. And I can think of several that I learned ‘just because’, that then turned out to be professionally useful. Martial arts being the obvious example- I didn’t even think of turning professional until 2000, and I had about 15 years of training under my belt by then!

4. Passive income: There is nothing wrong with being paid for your time. And nothing wrong with being productive. But even in the classic model of employment, you’re supposed to retire at some point and live off your pension. Your pension is created by investments that pay you a passive income. This is how people in professions like dentistry can end up retiring in comfort- they make a good income per hour, being paid by the hour, but use a big chunk of that active income to buy assets (such as stocks and funds) that produce a passive income.
A passive income is defined as income that requires no work on your part whatsoever. If you are packing and shipping your own books, that’s not passive income. If you have to be in a specific place, or awake at a specific time to get paid, that’s not passive income. When I am faced with a choice between producing something I can get paid once for (a woodworking commission, a writing commission, private lessons, seminars etc), or producing something that will generate a passive income stream, even a small one, then I will tend to choose the latter.
Perhaps the most outrageous examples of this choice comes from the original Star Wars movie. Carrie Fisher sold her image rights outright for a sizeable chunk of money. Over a thousand dollars, I think, way back in the 70s when that was worth something. Alec Guinness got paid royalties. Guess which one did better? There was a lot of luck involved, but if you don’t have passive-income producing assets that might go all Harry Potter on you, then it cannot ever happen.
Let’s put some numbers on this. The Swordsman's Companion makes about 10,000 dollars a year in income for me (it’s my best-selling book by a margin!). To generate similar returns, I would need at least 200k in traditional assets. Here’s an article on how that would work. If anyone wanted to buy that book off me outright, I’d therefore ask for at least 200k. Nobody in their right mind would offer me that much, so the book stays with me. Folk might stop buying it tomorrow. But folk might still be buying it in 50 years time. There is no way to know, and that is true of any asset. Stock markets crash like Italian drivers. There is no such thing as a perfectly safe investment- even cash loses value over time. My mother in law saved for a pension for 30 years- and just before she was due to retire, the fund (Eagle Star) crashed and she lost the lot. Nothing is safe, so the only sane course is diversification, which is why you can buy my books on any platform, in any format- so long as people still want to read about how to train with swords, they will be able to buy my books on the subject.

5. Scalable: A scalable asset is one which you create once, and can sell an infinite number of times. I have spent most of my working life producing non-scalable assets. Back when I was a cabinet maker, I would work for hours and hours on a piece of furniture, which was then sold. As a martial arts teacher, I would teach a class, which existed only in that moment. I got paid for that moment, but that was it. There is nothing wrong with this model if you have the energy to work full time forever, and never get sick. A non-scalable asset might produce passive income, but you can still only sell it once. A house that you rent out is a good example. It can be an excellent passive income stream, but you can only rent the house out to one tenant or group of tenants at a time.
A book is scalable- you write it once, and when it’s published people can buy as many copies of it as they want. You don’t have to write each reader a new book. An online course is scalable too; create it once, sell it as many times as you like.

Ideally, my most productive time is spent serving the art, building my reputation, learning skills, and producing scalable assets that produce passive income.

So, that's how prioritise my time; how do you prioritise yours?

This will be my last post this year, so let me close by wishing you a Merry Christmas, and a happy, mentally, physically and financially healthy New Year!

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Following my own advice

I just uninstalled the Facebook app off my phone.

Shock! Horror! How could  I do such a thing?

Well, yesterday I gave a class to some students on a professional writing course at the University of Suffolk here in Ipswich. The topic was time management, and my advice boiled down to the following key points:

  1. Distinguish between ‘urgent' and ‘important'. Most things that come in appear urgent but are not important. Many things that are important (like writing the next book) do not feel urgent. Prioritise the important over the urgent.
  2. Create assets. Assets are anything that add value to your life. Value in this case is usually either money, or reputation, or both.  A book is an asset if it boosts your reputation, or makes money, or both. (My first book The Swordsman's Companion made me precisely no money between 2004 when it was published and 2013 when I self-published it. But it put me on the map as a swordsmanship instructor.) In the case of the students present their degree would be an asset, as would a blog they maintain, or work they do that can go in a portfolio to show clients. Facebook status updates? Not assets.
  3. Put first things first. Try to get some work done on an asset before checking email or anything else. Your inbox is everyone else's agenda. Your assets are your agenda.

On Monday morning this week I followed my own advice to perfection. I got up and did my meditation, had breakfast with the kids and walked them to school, then came home and produced the final videos for my Footwork course (which is now complete, with students enrolled and everything), and edited some videos for my Medieval Dagger course (which is also now complete). After about two and a half hours of full-on creative and productive work, my computer was tied up rendering video, so I took a break. I did some breathing training, took a shower and got properly dressed… And checked my emails for the first time that day. My creative intention had not had a chance to get derailed.

Back in 2006, in the days just after publishing The Duellist's Companion and right before my wedding, the server that hosted the school website and my emails broke. Five years of emails, my entire inbox, everything, gone in an instant. At a rather busy time in a self-employed person's life. But you know what? I can't think of a single bad thing that happened because of it. Not one. Everyone who mattered (such as my future wife) had other ways to get hold of me. Every important email got sent again by the person who hadn't gotten a reply yet. The wedding went off without a hitch (she showed up and said “I do”. Everything else is a blur). There are two takeaways from this. 1. Backups are important for your important work, but probably not so much for your emails. 2. Very few emails are truly important.

Whenever I talk like this, people jump up and down about how critical their rapid email responses are to keeping their jobs. My answer is in the form of a book: Deep Work by Cal Newport. To sum up, firstly, your job probably doesn't genuinely value your rapid response, they just expect it. Most knowledge workers don't put “I respond fast to email” on their CVs. You can train your co-workers off treating email like instant messaging. Sure, I'm in an unusual position, but Cal is not- he's a Computer Science professor, with all the admin crap that goes with that, so read his book and take his word for it. But you might find my contact page instructive in setting expectations. I'll save you clicking and quote:

Hi! You can email me, which I prefer, or find me online on Facebook, LinkedIn, Goodreads, and Twitter, or if you like, try this spiffy form. Whichever you choose, please bear in mind that I don’t have a secretary, but I do have family, students, books to write and a school to run. This means that I think I’m doing pretty well if I answer your email within three working days, and any social media message within seven. After that time has expired, and there is still no response, try emailing again!

Then, when I reply to someone's email in two days, their expectations are exceeded and we're all happy.

Secondly, do you really want a job in which your primary value is not doing deep creative work, but simply reacting to emails? Really?

Getting and staying out of a reactive mindset is critically important to getting serious work done. Reactivity is not creative. Sure, creative work is often done in reaction to something; protest art, for instance, but the process of creating that art is not reactive, and a wise artist doesn't let anyone see their work until the first draft is done.

This goes to one of the most important ideas for living a worthwhile life: expanding your circle of control. Mr Money Moustache (one of my favourite bloggers) has written an excellent article on this here, but let me summarise it for you. You should spend your attention only on the things you can directly affect. By doing so, you become better able to affect the things you care about. Moaning about politics is a classic beginner's mistake. Writing to your congressman or MP, voting, organising or taking part in protests, standing for office, are all much more effective responses. If you're not planning on doing any of those things, then you shouldn't burn any mental effort on thinking about it. And moaning about the weather? Come on. The weather doesn't care. Either wear the appropriate clothing, or choose to do something else. By paying attention to the things you can affect, you become much more effective and your circle of control grows. Expending effort worrying about things you cannot affect takes away from those things that you can, and you become less effective, and your circle of control will shrink.

What has all this to do with Facebook? Well, 99% of the stuff in my Facebook feed I skip over. Of the 1% I react to, 99% is not stuff that I can directly affect. This is incredibly inefficient. But this morning I found I had checked my email and my Facebook feed before doing my breathing practice or working on an asset. And yet I had just the day before spent an hour being an ‘expert' and preaching to these students about putting first things first.

The thing is, Facebook is staffed by hundreds of people who are way cleverer than me, and whose paychecks depend entirely on making the site sticky. They need our eyeballs on those ads or they are out of a job. They are naturally very, very good at getting and keeping our attention. The only way to win is not to play. Getting off the scroll-scroll-click dopamine drip is very likely to enable me to increase the value I put into the world. Of course I will keep my Facebook profile and pages- they are a useful aspect of my business and personal life, great for organising parties, keeping up with far-flung friends, and all of that. But by increasing the barrier to entry (taking it off the phone), I will only be able to get on Facebook on my work machine, which means after I've done some useful work (because, you know, self-discipline and all that. Lack discipline? Use an app such as Freedom that prevents you getting onto the internet altogether, or blocks certain sites until a time you set).

This is the great thing about teaching. You teach that which you most need to learn, and by being forced to set a good example to your students (because who wants to be a hypocrite?) you get better at the things you care about.

Right, that's 1300 words of creative writing done. What next? Should I open up Scrivener and get to work on the next book? Or dash on over to Facebook and see who's been getting up to mischief?

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The tidiness ninja strikes again!

I loathe bureaucracy in all its forms. And I really don't understand why so many companies, organisations, and people feel the need to clutter up other people's houses with pieces of paper that aren't either proper letters (I'm a big fan) or nice cards (also a fan). As you may know I did a major blitz on paper before we left Finland; I bought a decent scanner and digitised everything that needed to be kept (or was just interesting), and binned about 15 years worth of processed dead trees. The only things I kept were either official papers (birth certificates and so on), or things that had sentimental or other value as artefacts (a concert program signed by Louis Armstrong, some of the fathers day cards my kids have made me, things like that).

The pile had grown to critical proportions over the last month, as you can see from this little vlog I did:

So, step one is to make a big pile of all the paper, and put it next to a paper-recycle bin, like so:

One pile, one bin.

Then go through the pile, and sort it into two: keep/scan, or straight to bin. Be ruthless. At my advanced level, I get to split the keep/scan pile already into keep no need to scan; scan; and check with wife, and I also do some sorting into source or type on the fly, because I've done this enough that that actually saves me time because the decisions are very fast. Here's the martial-arty-bit: the difference in reaction time between a single response (on signal, go!) and one with two options (on signal, go left OR go right!) is about a 60% increase. And it just gets worse the more options there are. So at first it's best to make every response binary: scan/keep or straight to bin. The pile is now a lot smaller; and there are actually only three on this table:

the piles.

 

 

Then it's out with the scanner. I'm using the NeatDesk, and it is amazing. The stuff just zips through.

Every time something is scanned, it goes directly into the “keep” pile, or it's ripped (to prevent remorse) and goes directly into the bin. And everthing is scanned straight to pdf, the file named, and filed in my documents folder (I use Neat's own archive system, which works well).

Then (and this is a critical step) all the ‘keep' stuff gets put away properly. Because everything is still a bit ad-hoc in the new home, this entailed quite a bit of sorting and rearranging, and in the process I set up the big computer. This meant that a couple of dvds of fencing books got loaded onto it, and the flurry of uploading fencing treatises for free can recommence.

Let's start that with something really gorgeous. Camillo Agrippa, 1553, Scientia d'Arme.


 

In other news, my course Recreate Historical Swordsmanship from Historical Sources went live over the weekend. It's got about a quarter of its content up so far, and I'll be adding more regularly. The idea behind letting students enrol before the course is finished is to allow me to take their needs and feedback into account as the course is developed. This should produce a much better end product than anything I could just create from scratch. If you're on the mailing list, you should have a 50% discount code; if you didn't get it, then let me know and I'll send it again.

And to recap:

  1. All paper into one pile.
  2. Quickly go through the pile and throw out as much as possible.
  3. Scan and bin what's left, keep only the essentials.
  4. Name and file pdfs as you go
  5. Put away all the kept items.

Done!

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Online course, almost there! Plus a little vlogging…

Tomorrow, I’ll pull the trigger on my latest venture: an online course. It is called “Recreate Historical Swordsmanship from Historical Sources” and by the time it is done, it will be a clear and systematic way for people to learn how to do the academic side of historical swordsmanship. You know, the bit that makes it actually historical. The course is by no means finished: my plan is to have enough material up to keep people busy, and to use the feedback from the students to guide my creation of the rest of the course. I cannot reasonably predict exactly what every student will find difficult, or need extra help with, so I will create the necessary modules as the need arises. I have a fair bit of content up already, including all the homework assignments (which will tell you what the goal of each section is; if you can do the homework, you have acquired the intended skills and knowledge). I have a stable map of what the course will cover, and how it’s broken down. But the specifics of “a pdf with examples of translation problems” or “explain how to set up a more advanced drill”, or “we need more explanation here”; that will be finalised, expanded on, and polished with the first batch of students telling me what they need.

Which is exactly how I run my seminars; start with a theme, ask the students what they need, and give them that.

When I launch it tomorrow, I’ll send a note out to my mailing list, with some 50% off discount vouchers. These are limited to a total of 45 students, because I want to keep enrolments small to start with, while I work on the course content. These vouchers are intended for people who really want to be beta-testers and co-creators. There is nothing stopping people signing up at the full price, but I hope it’s clear that the course isn’t finished yet.

Because the format is so different to what I am used to, this is a really hard process for me; writing books is, if not exactly easy, at least totally straightforward and familiar. But creating an online course is very different.  Once this one is properly up and running, I’ll get started on others, such as turning the content of my Medieval Dagger book into a course, and indeed, eventually, the entire School syllabus. Ambitious, much?

I’m writing this in the Atrium Studios space in Suffolk University; they run a “Jelly” networking meetup on the last Thursday of every month, so I came along and met a load of interesting folk. Explaining what I do for a living is a great ice-breaker.

I am also doing a daily vlog thing, partly because my daughters are totally into vloggers right now, and partly to help with goal-setting for creating this course. I’m in a totally new environment (Ipswich), and finding my feet here creatively. It’s hard to get into the proper zone, outside the really specific environment I had created for myself in Helsinki. Perhaps the vlogging will help. I’ve got 5 short clips up so far; you can find them on my personal youtube account (with almost 0 views, because it’s not my main swordschool account). But there may be stuff there you’ll find interesting. I’ve embedded day 1 here, though it’s way out of date! Nearly a week old already!

https://youtu.be/DYoyrmHDlc0

So, that’s what I’m up to in the land of Sword. How about you?

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Execute, ruthlessly. Free ideas to make you millions.

Creating a card game to teach the basic theory and terminology of a medieval combat system was really hard. Audatia is done though: four glorious character decks and two expansion packs; piled up on my desk they really look like we created something.

When people hear about it, the most common reaction is “wow, that’s cool!” or words to that effect. The next most common reaction is some variation on “but I had that idea!” Sometimes that comes with the feeling “I’m so glad somebody is doing it”, but sometimes I get the impression that the person felt that by having the idea they had somehow staked out that creative territory and were annoyed that I was encroaching on it. An idea that they had done absolutely nothing to bring into being.

The same is true with writing. I hear a lot of “I wish I was a writer”, or, “I want to write books too”. I don’t really get it, to be honest. If you want to do something, do it. 99% of the obstacles preventing you are between your ears. If The Diving Bell and the Butterfly could be written by Jean Dominic Bauby just being able to blink one eye, letter by letter, or my wife’s friend Roopa Farooki can manage two jobs, four children and a commute and still be a successful novelist, really what’s your excuse? Everybody can find half an hour a day to blast out text if they really want to. If they really, really want to. Because it is hard.

And I think that’s the crux of it. Having the idea is easy, costs nothing, and feels good. Executing the idea is often brutally hard, a marathon of sprints, exhausting, frustrating, painful and at the end of it all it might still fail or flop.

I often get what I think are brilliant ideas that I know for a sure and certain fact I’m never going to execute. Here are three.

The Writer’s Briefcase

I had this idea while watching my kids in the Piazza del Campo in Siena. Michaela and I were tag-teaming; she had gone off for a wander leaving me supervising the little artists.

Piazza del Campo. Great place for ideas…
The writer's briefcase. Every writer should have one…

And I thought how handy it would be to have a consistent work set-up, that folded away into a briefcase. I was inspired by the idea behind the Roost laptop stand. The key points are:

  • Easy access: you can pull the laptop out, plonk it on your lap and work, or open the case on a table and have at least your laptop, mouse and notepad to hand. Or you can spend a couple of minutes doing the full set-up with the Roost and all.
  • Modular design: if you need to take research books, an ipad, or whatever else with you, you can attach additional modules, like MilTec only in nicer colours. Oh, alright. We'll do one in black if we must.

This could be produced quite easily: find a bag designer, raise funds on kickstarter, have cool names for different models (by writing space “the garrett”, “the studio”, “the atelier”; by author “the Dickens”, “the Austen”, “the Shakespeare”), have young chaps with beards and tight jeans rave about it, and you’re over 100k in minutes. Really, luggage is so in right now.

The Tripod standing desk

Continuing the theme of writing set-ups (as my regular readers know, I’m something of an ergonomics afficionado): one reason I don’t like working in cafes and other public places is the utter lack of standing desks with keyboard shelf at exactly the right height, monitor at exactly the right height, and so on. The problem of a stable, strong, and portable vertical support has been solved for decades: the photographer’s tripod.

So how about a light, collapsible two-level desk (keyboard and laptop) that fits on a standard tripod mount? You could even have a tripod pouch on the “atelier” above. The base level would be adjusted through the tripod itself; the monitor/laptop level would be adjustable through how it fits to the keyboard shelf.

A standing desk you can take anywhere? Huzzah!

Genius.

The Bladebell

This is one project that I took all the way from basic idea through first production run, but then it stalled. In short, it’s an Indian club with edge alignment and sword-handling capabilities. They are actually really good; I use mine all the time. I was really careful to get the mass and point of balance just right so they stress the hand like a longsword. You can do all your grip changes, blows, and everything except actual strikes and pair drills with them, as well as everything you would do with a standard Indian club. I even shot some video of how to use them:

 

I made a couple of prototypes, and got the excellent chaps at Purpleheart Armory to make a batch of 12 pairs, which were sold at WMAW in (I think) 2011. They all sold, but somehow Purpleheart and I never quite got round to marketing them properly so they never took off.

Rather than keep these to myself, I would rather that somebody takes them and runs with them. Go ahead, make millions, and give me a lift in your Ferrari one day.  I recently let the url “bladebell.com” lapse; if you want it, it’s yours.

Give away your best ideas.

Seriously. Give away all your best ideas. It’s quite safe. The chances of somebody else having the grit to execute your vision is vanishingly small. And if they do, all it means is that your own execution was inadequate. In these cases, I’ve no interest in becoming a bag designer, writing ergonomics company director, sports equipment manufacturer, and so on. There’s nothing wrong with being any of these things, they’re just not me.

And I think that’s where the idea versus execution problem really lies. It’s in our nature to have ideas. It’s also in our nature to flit from one to the other until something grips and won’t let go. All of the skills around execution can be learned or hired. The one thing that can't be learned or hired is the sheer stubbornness to see it through until your idea is made flesh. You just have to want it and give up whatever needs to be given up to make it happen.

So, if any of these bite you in the arse and won't let go, take them with my blessing and execute the sh*t out of them.

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Do you own it, or does it own you?

Woodworkers, depicted at the tomb of Rekhmire, from http://www.osirisnet.net/tombes/nobles/rekhmire100/e_rekhmire100_06.htm

I like reading about lifestyles I have no intention of emulating, but might learn something from. Such as the “travel the world for ten years with only one pair of underwear” minimalist types. It's all very “I've got an ultralight laptop and that's all I need”. Which is fine if you're only a writer or programmer or something like that. But as a writer who is also a swordsman and even a woodworker, it's not really a practical lifestyle choice. To do the things I want to do, I need swords, and tools. But one of the many things I've learned from people like Tynan, Tim Ferriss, and other techno-nomads is the joy of travelling handluggage only. On my last two long trips (Italy-USA-Canada-Italy; Finland-New Zealand-Australia-Finland) I travelled with only hand luggage. No sword bag (bliss! there are swords everywhere I go these days, so bringing my own makes no sense), no suitcase, just what I could fit into a 10kg carry-on bag. It's amazing how much crap I used to lug about, and now don't need to bother with, and do not miss.

So of course, in the run-up to moving to the UK in a few months, I'm shedding stuff like crazy. I just bought a decent document scanner (NeatDesk, second hand from a friend), so I can bin almost all of my papers. I'll be clearing out some of my books (I got rid of 18 boxes-full in the last year alone: which made no visible difference at all. I am, after all, a reader first and writer second). But at the end of the day, some stuff matters.

My glue pot. It will outlive us all!

Take this glue pot for instance. It's made of cast iron, in a form that goes back to the middle ages at least, though this pot is only about 100 years old. I bought it from Fred Murray himself, proprietor of Murray's Tools, an amazing tool shop in Edinburgh, just after I completed my first month of professional experience in William Trist's antique restoration workshop, where I first encountered this utterly brilliant glue. Hot glue, scotch glue, hot animal glue, hide glue; it has many names. And an indefinite shelf life if kept dry, and is still holding furniture together that was made by the ancient Egyptians. Show me any other glue which has been product-tested for, oh, two and a half millenia or so?

Ancient Egyptian glue pot

I love this pot. It represents proper, old-school, traditional craftsmanship. It's been with me for twenty years. I bought it from a man I liked, who sold it to me at a lower price than he could have got for it because he knew I'd be using it for its proper purpose.

I'm not selling it, giving it away, or leaving it behind. It came over in my hand luggage about a decade ago, and it's coming back with me, probably the same way. From a practical perspective, I can do without it; I fixed a friend's sideboard with hot animal glue a couple of years ago, melting the stuff in a bain-marie improvised out of a plastic cup and a saucepan. I could buy a modern pot, with electronic heat control so the glue never gets too hot. But life should never be simply a matter of practicality, and sentimental value is vastly more important than financial value, I would say.

The things you own, own you, if you can't walk away from them. I could walk away from most of the objects in my life. Almost all my swords, for instance. I really do view most of them as expendable resources, things that wear out eventually, and are easily replaced. But the ones made for me by a friend, those are not really replaceable. Even if they are no longer useful. But the list of things I just don't want to do without is surprisingly short.

That glue pot? That's mine. Or am I it's?

 

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The Cargo-Cult Theory of Security

During the Second World War, some tiny Pacific islands were suddenly strategically important, and inundated with Japanese or American service personnel and material. In the years following the war, islanders started dressing up like servicemen and doing parade ground drill with wooden rifles, carving headphones out of wood and sitting in control towers wearing them, lighting signal fires on the runways, and in short doing everything they could to bring the influx of material goods (“cargo”) back. You can read all about these “cargo cults” here.

Because they did not understand the underlying structures behind the sudden appearance of all this wealth, they simply copied the external behaviours that seemed to attract it. They mistook form for substance, and sure enough, the cargo planes did not come back.

Financial security: multiple income streams

A friend of mine recently went from being employed to being effectively a freelancer. We were discussing how having lots of separate income streams was actually much more secure than having just one, when she came up with the analogy for the way people can mistake the trappings of security (a big house, a smart car, a good job) with security itself. It’s a kind of cargo cult. And ironically, many of those trappings make us less secure. A mortgage (literally translated as “death grip”) is the very opposite of security. Your home is secured on the mortgage so the bank will lend you the money to buy it: the security is the bank’s not the borrower’s. And the bank will take your house if you fail to keep up the payments. This has happened to several friends of mine, in the UK and the USA, in the last recession. It is horrible.

Whenever a friend of mine gets laid off, my first reaction is to congratulate them. I have discovered that this can come across as me being an asshole, so I have learned to choke back the impulse to shake them by the hand, and offer condolences instead. But inside, my actual feeling is “you’re free!” Because while a job is no doubt one perfectly good way to spend much of your waking hours, and can pay well, and even at times be worth doing for its own sake, the one thing it absolutely cannot provide is security. No company, government, or any other employer lasts forever. Countries rise and fall, companies come and go, and if you rely on a single income stream, then your financial security has a single point of failure. It doesn’t matter if you have an iron-clad lifetime employment contract: if the company goes bust they stop paying you. There’s a saying in the military: “two is one, and one is none.” It refers to redundancy in any situation; you cannot rely on anything for which there is no backup in place.

The primary solution to this is to have more than one source of income. In my own case, my income derives from teaching in my school's various branches, royalties from my books, and seminars taught outside my school. I think three is a safe minimum. Any one of those streams could fail tomorrow, and we would still be able to pay the mortgage. Just. But none of them can fail instantly, because none of them rest on a single person or entity. My readers can fire me one at a time. But I have several thousand of these wonderful people. My branches and other groups can stop hiring me for seminars; but they are unlikely to do that all at once (more likely that some catastrophe would prevent me from being able to teach).

For most employed people though, running a side-business of any kind is problematic; if it’s within their field, there may be conflicts of interest, and if their job doesn’t give them much time to spare, then there may just not be time. Some friends of mine just do not want to run a business. Fair enough. So the approach then is to siphon off at least 50% of the income into income-generating assets. This theory is beautifully presented by one of my favourite bloggers, Mr Money Moustache. In brief; learn to live off 50% of your income (easy enough if you earn more than about 40k/year, something I have never done!), invest the rest in index funds, reinvest all the income from the funds, and keep doing that until the passive income from the assets reaches the point that it meets your current expenditure. Bingo, you’re secure. Or as Mr Money Moustache would put it, retired.

But…

Well, up to a point. Because the problem with money as a marker for security is that it is highly unreliable. When my family moved to Peru in 1986, my parents bought a new car, a Nissan Sunny, for 150,000 Inti. Three years later, a beer in a nightclub cost half a million. That’s an extreme example of inflation, but we all remember the recent bank crashes, pension fund fraud, and a host of other things that can strip you of all your savings in a heartbeat. War, for instance. The Soviets invaded Finland in living memory. The property I own here would become immediately worthless if that happened again, because I would grab my kids and run, leaving everything behind. Afghanistan in the 1970s was generally a safe nice place to be. Khaled Hosseini’s The Kite Runner has a lovely description of it. Some Europeans and Americans even retired there. Oops. Likewise Lebanon. Before the civil war, Beirut rivalled Monaco as a place for Europeans to footle off for a nice safe vacation. Less so since it tore itself apart. I don’t think it’s likely that Russia will invade Finland, nor that Europe will plunge into yet another maelstrom. But I’d be a fool to rest my sense of security on it.

What is safety?

So what is safety? Mostly, an illusion. You can lose everything, including your life, during your next heartbeat. Life is dangerous: everybody who tries it dies eventually. So step one in non-cargo-cult security is to make friends with risk. Everything is risky; if something feels completely safe, you’re wrong. Then learn to evaluate the real risk, as opposed to the perceived risk. Which is more dangerous: driving a car or eating candy?

Driving your car is very, very dangerous. About 36,000 Americans were killed in car crashes in 2012 (source). Eating too much sugar is much more dangerous. In 2010, according to the American Diabetes Association, 69,000 died from diabetes, with a further 234,000 whose death certificates credit diabetes as a contributing factor (source). In 2010, there were 25.8 million diabetic Americans. Only 1.25 million of those had type 1 (which is not caused by lifestyle). Type 2 diabetes is caused almost entirely by abuse of sugar. There are other factors, but in short, you can’t get Type 2 diabetes from a diet with no fast carbs. Here is a documentary that is worth a look.

I digress somewhat; my point is that human beings are very bad at assessing risk, and treat as safe things that are dangerous (eg sugar) and treat as dangerous things that are safe (letting your kids walk home from school). One very good book on this topic is Against the Gods, the Remarkable Story of Risk, by Peter L. Bernstein. Read it!

So what's the answer?

So the question then is what is real security? I refer you back to this post. Love is vastly more reliable than money. I know for a sure and certain fact that no matter what happens to me or my wife, my kids will neither starve nor be homeless, because somebody among my family or friends would take them in. That may seem obvious to you, but at root, this is what security means: the freedom from watching your children starve. Those friends of mine who lost their homes? They had a couple of shitty hard years, absolutely. But their children didn’t spend a single night in the open or a single day hungry. Because they had friends, sources of income other than the jobs they lost, family to take them in until they got their feet under them again, and so on.

So here are my recommendations for actual security:

  1. Spend time connecting with the people you care about. If the shit hits the fan, they’ll be there for you.
  2. Diversify your income. Have more than one stream.
  3. Build up income-generating assets. An assets is something that generate income; your home is not an asset, unless you rent it out.
  4. And most importantly: understand and be ok with the fact that it could all collapse in an instant, life is inherently unsafe. If you feel completely safe, you’re wrong.
  5. Get some perspective. What, really, are the chances of you starving to death?

I anticipate that this post will ruffle some feathers, because people don't like to be told that their sense of security is based on illusion, or that they are not managing their money very intelligently (I have friends who have earned 150k or more per year for the last 10 years and still owe money to the bank. That is baffling to me). I'm sorry if I've hurt your feelings. But comforting illusions cause more trouble than they are worth, and it's always better to see what's really there.

 

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Guy Windsor: a website all about the Renaissance Italian martial arts expert who blends historical accuracy with practical training.